Holy cow! Where does the time go? I mentioned in my last post that I had been busy but I hadn’t realized that almost two full months had gone by since I posted. I’ve been working on a house that I purchased for resale and we’ve just about got it done. I’ll be posting more about it later but I thought would at least try and explain my absence.
Let’s get back to the task at hand. I read this article on the difficulty of living from paycheck to paycheck in today’s society and made me realize, even more, the importance of getting out of the paycheck to paycheck cycle.
With the rising cost of fuel leading to $80.00 tanks of gas and enormous heating bills to come this winter building a little cushion in the checkbook becomes even more crucial as we head into 2008.
While I still maintain that the key to extra cash flow is eliminating debt there are still many other things a person can do each month to reduce spending. While many of them have been discussed already on this site here are few ways you give your pocketbook some relief at the grocery store.
I’ve said it before on this site and its worth saying again. Buy your groceries for the month and not just for a week or two. Every time you go to the grocery store you are tempted to buy some things we don’t need. The fewer trips we make per month the less we spend on things that aren’t a necessity.
Make a grocery list. Go to the grocery store with a plan and stick to it! Having a list helps keep you focused and away from the impulse stuff. Also if you’ll sacrifice things like soda drinks for Kool Aid and cut back on junk food for two or three months you’ll be shocked to see the savings it brings you.
Compare and use coupons. Buying your groceries at the convenience store/gas station is a bad idea. While the local 7-11 may be “convenient” you are going to pay more for just about every food and beverage item then you would at the local supermarket.
Do your homework, find out where the deals are and shop there. Every city in America has the mega supermarket with the mega savings that pride themselves in putting the smaller stores out of business. Shop there! Take advantage of their “Rock Bottom Prices.” Sure, they’re going to put Ted’s Corner Mart out of business but Ted isn’t feeding your family and paying your bills. Always, always, always take advantage of savings.
Speaking of savings, why do so many people throw away coupons? If I walked up to you on the street and gave you a quarter or a dollar or anywhere in between you wouldn’t just throw it away would you? Clipping coupons from the newspaper or the mail leads to dollars upon dollars of savings.
Like so many other financial areas of life you can build a plan for your grocery needs that works for you and saves you money. It only requires some thought and discipline and the result will lead to extra cash left over at the end of the month.
Let’s get back to the task at hand. I read this article on the difficulty of living from paycheck to paycheck in today’s society and made me realize, even more, the importance of getting out of the paycheck to paycheck cycle.
With the rising cost of fuel leading to $80.00 tanks of gas and enormous heating bills to come this winter building a little cushion in the checkbook becomes even more crucial as we head into 2008.
While I still maintain that the key to extra cash flow is eliminating debt there are still many other things a person can do each month to reduce spending. While many of them have been discussed already on this site here are few ways you give your pocketbook some relief at the grocery store.
I’ve said it before on this site and its worth saying again. Buy your groceries for the month and not just for a week or two. Every time you go to the grocery store you are tempted to buy some things we don’t need. The fewer trips we make per month the less we spend on things that aren’t a necessity.
Make a grocery list. Go to the grocery store with a plan and stick to it! Having a list helps keep you focused and away from the impulse stuff. Also if you’ll sacrifice things like soda drinks for Kool Aid and cut back on junk food for two or three months you’ll be shocked to see the savings it brings you.
Compare and use coupons. Buying your groceries at the convenience store/gas station is a bad idea. While the local 7-11 may be “convenient” you are going to pay more for just about every food and beverage item then you would at the local supermarket.
Do your homework, find out where the deals are and shop there. Every city in America has the mega supermarket with the mega savings that pride themselves in putting the smaller stores out of business. Shop there! Take advantage of their “Rock Bottom Prices.” Sure, they’re going to put Ted’s Corner Mart out of business but Ted isn’t feeding your family and paying your bills. Always, always, always take advantage of savings.
Speaking of savings, why do so many people throw away coupons? If I walked up to you on the street and gave you a quarter or a dollar or anywhere in between you wouldn’t just throw it away would you? Clipping coupons from the newspaper or the mail leads to dollars upon dollars of savings.
Like so many other financial areas of life you can build a plan for your grocery needs that works for you and saves you money. It only requires some thought and discipline and the result will lead to extra cash left over at the end of the month.
